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For Your Protection

We are providing the following information so that you will be aware of the latest 'schemes and scams' aimed at identity theft. And please know that Roma Bank does not and will not ever request personal information from you via email or via a link to any website.

FDIC Consumer Alerts

Fraudulent Correspondence Regarding the Release of Funds

March 13, 2013

To: Chief Executive Officers of All National Banks and Federal Savings Associations; All State Banking Authorities; Chairman, Board of Governors of the Federal Reserve System; Chairman, Federal Deposit Insurance Corporation; Conference of State Bank Supervisors; Deputy Comptrollers (Districts); Assistant Deputy Comptrollers; District Counsel; and All Examining Personnel, and Other Interested Parties. Read the entire OCC alert here.

Don't Fall for Jury Duty Scam

April 2, 2012

The phone rings, you pick it up, and the caller identifies himself as an officer of the court. He says you failed to report for jury duty and that a warrant is out for your arrest. You say you never received a notice. To clear it up, the caller says he'll need some information for "verification purposes"-your birth date, social security number, maybe even a credit card number.

This is when you should hang up the phone. It's a scam. Read the entire FBI alert here.

Suspicious Telephone Calls Claiming to Be From the FDIC

September 8, 2010

The Federal Deposit Insurance Corporation (FDIC) has received numerous reports of suspicious telephone calls where the caller claims to represent the FDIC and is calling regarding the collection of an outstanding debt. The caller attempts to authenticate the claim by providing sensitive personal information, such as name, Social Security number, and date of birth, supposedly taken from the loan application. Read the entire FDIC alert here.

Beware of Bogus US Census Questionnaires

March 25, 2010

Please be advised that there is currently a fraudulent census form arriving through the Postal Service. This is being coordinated purposely with the current census to try to obtain personal information for identity theft reasons. The form from the U.S. Census Bureau does NOT ask for social security numbers. For more information about protecting your personal data from census-based scams, please refer to the Census Bureau's "Fraudulent Activity and Scams" web page.

Fraudulent Correspondence Claiming to Be From the FDIC

December 3, 2009

Fraudulent correspondence bearing the FDIC’s name continues to be mailed, faxed and e-mailed. This correspondence is being used in illegal schemes to collect sensitive personal information, such as bank account numbers, and to steal money and other assets. Recipients should NOT, under any circumstances, respond to the fraudulent requests. Read the entire FDIC alert here.

NACHA Issues Phishing Alert

November 12, 2009

The Electronic Payments Association announced that individuals and companies may have received falsified e-mails with the subject title “Rejected ACH Transaction.” The e-mail appears to be from NACHA and tells recipients that there is a problem with an ACH transaction they have originated. The e-mail includes a link to a Web site that looks like the NACHA site and contains a link that is almost certainly a malware virus. The e-mail did not originate from NACHA, the Web site is not NACHA’s and recipients should not click on the link. Read the entire NACHA alert here.

Fraudulent Work-at-Home Funds Transfer Agent Schemes

October 29, 2009

The Federal Deposit Insurance Corporation (FDIC) is warning financial institutions of an increase in schemes to recruit individuals to receive and transmit unauthorized electronic funds transfers (EFTs) from deposit accounts to individuals overseas. These funds transfer agents, often referred to as "money mules," are typically solicited on the Internet by criminals who have gained unauthorized access to the online deposit account of a business or consumer. In a typical scenario, the criminal will originate unauthorized EFTs from a victim’s account to a money mule’s deposit account. The money mule is then instructed to quickly withdraw the funds and wire them overseas after deducting a "commission" (commonly eight to ten percent).

Money mule schemes can take many different forms, but most involve receiving unauthorized EFTs into a deposit account and then withdrawing the funds or forwarding them on to another party via another EFT. Because EFTs are often made immediately available by the receiving institution, funds may be removed and wire transferred overseas before the fraud is detected. Click here for the entire FDIC alert, which includes the message text and several common scenarios, as well as recommendations for dealing with this and other fraudulent e-mail messages.

Fraudulent E-Mails Claiming to Be From the FDIC

October 27, 2009

E-mails fraudulently claiming to be from the FDIC are attempting to trick recipients into installing unknown software on personal computers. These e-mails falsely indicate that recipients should download and open a "personal FDIC insurance file" to check their deposit insurance coverage. The "insurance file" may actually be a form of spyware or malicious code and may collect personal or confidential information.

Currently, the subject line of the fraudulent e-mails includes the wording "check your Bank Deposit Insurance Coverage." The e-mails state: "You have received this message because you are a holder of a FDIC-insured bank account. Recently FDIC has officially named the bank you have opened your account with as a failed bank, thus, taking control of its assets."

The e-mails ask recipients to "visit the official FDIC website" by clicking on a hyperlink provided, which appears to be related to the FDIC and directs recipients to a fraudulent Web site. The Web site includes hyperlinks that appear to open forms. However, it is believed that clicking on the hyperlinks will cause an unknown executable file to be downloaded. Consumers should NOT access the Web site or download the executable files provided on the Web site.

Click here for the entire FDIC alert, which includes the message text and recommendations for dealing with this and other fraudulent e-mail messages.

FDIC Special Alert - Garrison Bank Limited

June 24, 2009

The Office of the Superintendent of Financial Institutions (OSFI) of Canada has published a "Warning Notice" containing the name Garrison Bank Limited. Garrison appears to be soliciting business by advertising in Military Officer, a U.S.-based magazine, and by distributing a newsletter entitled Moneymaker News. The bank advertises a time deposit rate schedule, which indicates interest rates ranging from 6.25 percent to 13.00 percent. OSFI has identified Garrison Bank Limited as an entity that may be illegally operating as a financial institution.

Click here for the entire FDIC alert, which includes the message text and recommendations for dealing with this and other fraudulent e-mail messages.

Federal Reserve Bank Malware Spam

February 27, 2009

Roma Bank would like to notify customers of an e-mail malware/spam threat pertaining to the Federal Reserve Bank. The e-mail spam contains links that bring the user to a malicious site or could allow malware to be downloaded to a victim’s computer. The e-mail messages vary on topic from requesting users to verify their banking information, to the 2009 tax return status. If a user clicks on the link within the e-mail spam, the user will be brought to either a website where malware is downloaded without their knowledge, or to a site where sensitive information could be disclosed. The e-mail spam messages contain the following URLs:

  • federalreserve.banknetworks.net
  • federalreserve.usbanknet.net
  • frb.ebanknetworks.net
  • frb.usbanknet.us

Please use best security practices when reviewing your e-mail and do not open any e-mails or attachments from unknown senders.

Fedwire Phishing Scheme

January 28, 2009

The Federal Deposit Insurance Corporation (FDIC) is warning consumers, businesses and financial institutions to be aware of fraudulent e-mails allegedly from the Federal Reserve Bank. The fraudulent e-mails claim that a phishing attack has affected the Fedwire system and that restrictions are in place. The e-mails further instruct recipients to click on links within the e-mail for additional information. The fraudulent e-mails have included various spoofed names and addresses in the “From:” line of the messages, including “Bank System Administration,” “System Administration” and “Federal Reserve Bank.” The message contains links to two Web pages that attempt to load malicious Trojan horse programs onto end users’ computers. Consumers, businesses and financial institutions should be aware that Fedwire operations are not restricted and are operating as normal.

Click here for the entire FDIC alert, which includes the message text and recommendations for dealing with this and other fraudulent e-mail messages.

Critical Customer Notice -
Online Banking Session Phishing Attack via Phony Popup Messages

January 20, 2009

Please take a moment to read this important message. We have recently been made aware of a new variation of a phishing attempt called “in-session phishing”. This type of phishing attack targets online banking sessions through a popup window posing as a legitimate message from the bank. It is important to note that Roma Bank's online banking application does not make use of popup windows for any function other than changing an expired password. Please do not enter any login information into a popup window that is asking you to log back in if you are already logged in.

US Treasury Department - Fraudulent Email

November 20, 2008

We would like to notify customers of another round of e-mail malware/phishing attacks pertaining to the U.S. Federal Reserve. Government Agencies are often targets of email scam attacks. The scam looks as though it is a bulletin initiated by the Federal Reserve and warns recipients of a wire transfer attack that is affecting a large number of credit unions and banks. The spam e-mail also contains two web address links that bring the victim to a fraudulent web site that installs phishing/malware software or even a Trojan virus onto the victim's computer. Please exercise caution and delete any such message you receive. It is not the practice of any government agency to broadcast email messages of this or any other nature.

Important information from the IRS

May 1, 2008

We have been alerted to the fact that there is a malicious virus going around under the guise of a request for information for your '2008 Economic Stimulus Refund.' The IRS does not initiate taxpayer communications through e-mail. In addition, the IRS does not request detailed personal information through e-mail or ask taxpayers for the PIN numbers, passwords or similar secret access information for their credit card, bank or other financial accounts. Do not open any attachments to questionable e-mails, which may contain malicious code that will infect your computer.

Important Consumer Alert from the FDIC

March 19, 2008

Fraudulent e-mails are being sent to consumers that claim to be from the FDIC in an attempt to obtain sensitive personal information, including bank account information. These e-mails falsely indicate that consumers can enroll in card insurance to protect against Internet fraud.