Our Certificates of Deposits offer guaranteed yields, flexibility, and the safety of FDIC insurance. That's because you lock in a high yield that's guaranteed from the day you open the account until the day it matures. You know exactly what return you'll get and when you'll get it.
Your investment is safe because Roma Bank CDs are backed by the Federal Deposit Insurance Corporation for up to $250,000 per individual.
We offer Certificates of Deposit in a broad range of maturities, each designed with a particular goal in mind. And, for as little as $1,000, you can open your own CD.
Short term savings certificates offer you the fastest, readiest access to your money.
Our 6 to 18 month medium-term CDs offer you higher yields than shorter term CDs.
If you have a long-term outlook, our CDs with maturities of 20 months or more reward you with the highest yields we have to offer.
Rates Effective From:
DECEMBER 4, 2013
Current rates subject to change.
Certificate/IRA Accounts - Penalties may be imposed for premature withdrawal. Please refer to your Account Agreement Disclosure or contact an Account Representative for additional details, terms and conditions.
|Account Type||Minimum Deposit||Rate||Annual Percentage Yield||Frequency of Compounding||Credit|
|7 Year CD||$1,000||0.98||1.00||Daily||Quarterly|
|5 Year CD||$1,000||0.98||1.00||Daily||Quarterly|
|4 Year CD||$1,000||0.74||0.75||Daily||Quarterly|
|3 Year CD||$1,000||0.59||0.60||Daily||Quarterly|
|30 Month CD||$1,000||0.44||0.45||Daily||Quarterly|
|2 Year CD||$1,000||0.44||0.45||Daily||Quarterly|
|20 Month CD||$1,000||0.44||0.45||Daily||Quarterly|
|18 Month CD||$1,000||0.39||0.40||Daily||Quarterly|
|15 Month CD||$1,000||0.25||0.25||Daily||Quarterly|
|13 Month CD||$1,000||0.25||0.25||Daily||Quarterly|
|1 Year CD||$1,000||0.25||0.25||Daily||Quarterly|
|10 Month CD||$1,000||0.20||0.20||Simple||Maturity|
|6 Month CD||$1,000||0.20||0.20||Simple||Maturity|
|91 Day CD||$1,000||0.20||0.20||Simple||Maturity|