Personal Banking

 

 

 

Certificates of Deposit


Roma Bank CDs Offer High-Yields And Flexible Terms

Our Certificates of Deposits offer guaranteed yields, flexibility, and the safety of FDIC insurance. That's because you lock in a high yield that's guaranteed from the day you open the account until the day it matures. You know exactly what return you'll get and when you'll get it.

Your investment is safe because Roma Bank CDs are backed by the Federal Deposit Insurance Corporation for up to $250,000 per individual.

There's A CD That's Right For You.

We offer Certificates of Deposit in a broad range of maturities, each designed with a particular goal in mind. And, for as little as $1,000, you can open your own CD.

Short-Term CDs.

Short term savings certificates offer you the fastest, readiest access to your money.

Medium-Term CDs.

Our 6 to 18 month medium-term CDs offer you higher yields than shorter term CDs.

Long-Term CDs.

If you have a long-term outlook, our CDs with maturities of 20 months or more reward you with the highest yields we have to offer.

Current Certificate of Deposit Rates

Rates Effective From: DECEMBER 4, 2013
Current rates subject to change.
Certificate/IRA Accounts - Penalties may be imposed for premature withdrawal. Please refer to your Account Agreement Disclosure or contact an Account Representative for additional details, terms and conditions.

Account TypeMinimum DepositRateAnnual Percentage YieldFrequency of CompoundingCredit
7 Year CD$1,0000.981.00DailyQuarterly
5 Year CD$1,0000.981.00DailyQuarterly
4 Year CD$1,0000.740.75DailyQuarterly
3 Year CD$1,0000.590.60DailyQuarterly
30 Month CD$1,0000.440.45DailyQuarterly
2 Year CD$1,0000.440.45DailyQuarterly
20 Month CD$1,0000.440.45DailyQuarterly
18 Month CD$1,0000.390.40DailyQuarterly
15 Month CD$1,0000.250.25DailyQuarterly
13 Month CD$1,0000.250.25DailyQuarterly
1 Year CD$1,0000.250.25DailyQuarterly
10 Month CD$1,0000.200.20SimpleMaturity
6 Month CD$1,0000.200.20SimpleMaturity
91 Day CD$1,0000.200.20SimpleMaturity

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